Buying your first home can be an incredibly exciting event. After all, real estate will probably be the single most expensive purchase that you will ever make. But there are a lot of factors at play that will affect your final decision. Because of this, you will want to make sure that you have everything in order before and during your home purchase.
Step #1: We can make the other steps easier.
As experienced real estate professionals, our team at North Creek Homes can help to make the entire home buying experience of homes as straightforward as possible. There are a lot of important details that can easily be overlooked if you are not careful. Having someone well versed in real estate transactions to help you through the process can be a huge asset. Call us at 770-668-4888 so you can stop wasting time being confused and start your journey toward successfully buying or selling your home.
Step #2: Get your finances in order.
Before you can buy a home, you will have to make sure that you are able to pay for it. Make sure that you have plenty of cash on hand for the expenses that will inevitably pop up before, during, and after your home purchase.
Step #3: Check your credit score.
It is a good idea to pull your credit report from all 3 bureaus before you even think about applying for a home loan. Make sure that your credit report does not have any incorrect information on it and try to pay down any outstanding credit card debt or loan balances ahead of time. Your credit score and debt to income ratio are crucial factors that can greatly affect your mortgage rate.
Step #4: Get pre-approved by a lender.
Next, you will need to figure out your budget. Think about your ideal price tag as well as the absolute most that you would be willing to spend on a home. Talk to a lender and find out if you can be approved for a mortgage that will allow you to purchase a home in your ideal price range
Step #5: Choose a neighborhood and school district.
Now that you have settled on a budget, you will want to start looking at neighborhoods and school districts that are in your ideal area and price range. Find out which areas you would like to take a closer look at and which neighborhoods you are interested in visiting.
Check out the shops, restaurants, traffic patterns, and commute times in your desired area. Make sure that your commute to work and school is something you can handle – some parts of Atlanta can be tricky to reach during rush hour.
If you are looking to buy a home in Johns Creek, Alpharetta, Roswell, or another nearby area, contact our team at North Creek Homes to learn more about how we can help you throughout the home buying process. Call 770-668-4888 to get started.